Senior Analyst, AML Know Your Customer, APAC

Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com.

What you’ll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What you'll be responsible for

Circle is looking for a Senior Analyst, KYC to join its Compliance Operations team and support the end-to-end KYC review lifecycle across customer onboarding and ongoing monitoring activities. In this role, you will conduct detailed customer due diligence reviews, assess risk, investigate potential red flags, and support risk-based decision-making to help ensure the safety and integrity of Circle's platform. You will partner closely with business teams and control functions while operating at the intersection of digital assets, financial crime compliance, and emerging technologies to maintain compliance with regulatory expectations and strengthen Circle's risk management framework.

What you'll work on

• Review customer relationships to ensure KYC documentation, due diligence, and risk assessments meet applicable regulatory and internal requirements.

• Conduct ongoing monitoring reviews, including transaction analysis, customer profile updates, counterparty compliance discussions, and testing of customer files.

• Assess customer profile changes and identify material risk factors, red flags, and emerging financial crime concerns.

• Maintain and enrich customer KYC records, ensuring data accuracy, completeness, and audit readiness.

• Prepare clear and concise risk summaries, escalation packages, and executive-level risk acceptance memos for higher-risk customers.

• Partner with business teams, compliance stakeholders, and regional team leads to support customer reviews, risk assessments, and knowledge sharing initiatives.

• Monitor emerging money laundering, fraud, sanctions, and digital asset-related risks, leveraging AI-enabled tools to improve review quality, efficiency, and decision-making.

What you'll bring to Circle

Core Requirements

• 4+ years of AML, KYC, customer due diligence, or financial crime compliance experience supporting corporate customers.

• 2+ years of experience in crypto, blockchain, digital assets, or fintech environments, including monitoring higher-risk customer relationships.

• Strong analytical and investigative skills with the ability to identify risk indicators, assess complex information, and make sound recommendations.

• Experience preparing written risk assessments, escalation memos, and customer due diligence documentation for compliance review.

• Proven ability to collaborate effectively across business, compliance, legal, and operational stakeholders in a fast-paced environment.

• Strong written and verbal communication skills with the ability to present findings clearly and succinctly.

• Familiarity with generative AI tools, Slack, Apple macOS, and Google Workspace.

Preferred Requirements

• Deep understanding of blockchain technology, digital assets, and financial crime risks associated with emerging payment ecosystems.

• CAMS, CFCS, CFE, or similar financial crime certification.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.

Should you require accommodations or assistance in our interview process because of a disability, please reach out to [email protected] for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.

Originally posted on Himalayas